{"id":18579,"date":"2016-12-08T00:00:00","date_gmt":"2016-12-08T00:00:00","guid":{"rendered":"https:\/\/domus.sebserver.com\/?p=173"},"modified":"2016-12-08T00:00:00","modified_gmt":"2016-12-08T00:00:00","slug":"spanish-mortgage-rates-fall","status":"publish","type":"post","link":"https:\/\/domus.sebserver.com\/no\/spanish-mortgage-rates-fall\/","title":{"rendered":"Spanish mortgage rates fall for tenth consecutive month"},"content":{"rendered":"

Euribor is the interest rate most commonly used to calculate mortgage payments in Spain and is used for both variable and fixed rate mortgages. Mortgage base rates fell again in November, coming in at -0.074 down from -0.069 in October, the tenth consecutive month of negative rates.<\/p>\n

<\/p>\n

Low mortgage rates in Spain are creating a golden moment to invest in Spanish property with a long-term fixed interest loan. Compared to November last year when Euribor was at 0.079, the benchmark interest rate for Eurozone mortgages today is down by 194%. As a result, borrowers with an annually resetting Spanish mortgage with a typical \u20ac120,000 loan and a 20 year term, will see their payments fall by around \u20ac8 per month.<\/p>\n

The number of new mortgage approvals also rose by 10% September, according to the latest figures from the National Institute of Statistics. Driven by increased activity in the Spanish property market over the last 18 months, analysts believe the record low level of the Euro Interbank Offered Rate, or Euribor, could be prolonged for at least another two years<\/a> and fixed rate mortgages could continue to grow in popularity in Spain.<\/p>\n

\n

Read Mortgages in Spain: A Brief Overview<\/a> for further information on financing options.<\/p>\n","protected":false},"excerpt":{"rendered":"

Euribor is the interest rate most commonly used to calculate mortgage payments in Spain and is used for both variable and fixed rate mortgages. Mortgage base rates fell again in November, coming in at -0.074 down from -0.069 in October, the tenth consecutive month of negative rates. Low mortgage rates in Spain are creating a […]<\/p>\n","protected":false},"author":2,"featured_media":18743,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[741],"tags":[],"class_list":["post-18579","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"yoast_head":"\nSpanish mortgage rates fall for tenth consecutive month<\/title>\n<meta name=\"description\" content=\"Euribor is the interest rate most commonly used to calculate mortgage payments in Spain and is used for both variable and fixed rate mortgages. 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